Search Results for: yarnin money

Yarnin’ Townsville

ICAN’s Eddie Buli, Martina Kingi, and Carlie Kirk were excited to attend the Townsville Community Organisation Networking Forum on Friday, 8th September 2017, held at the Salvation Army Riverway Corps in Condon. The Australian Government funded ‘Communities for Children Facilitating Partner Initiative Townsville West’, facilitated by The Smith Family, is about providing an opportunity for a cross section of over 100 different organisations to promote their services, programs, and to be included into the Forum Service Information and Contact List Booklet.

Being involved in the Forum provided an opportunity for ICAN staff to network with organisations and learn about possible support and facilities available for each other’s clients.

“What an awesome way to establish connections, break down the silos and maintain a strong network”, said Eddie Buli, ICAN’s Business and Education Development Officer. “Being accepted to present Yarnin’ Money at the Forum in 3 minutes, 3 slides, with 30 plus presenters was a new experience for me, but this speed dating style of information encouraged further conversations and interest afterwards in ICAN’s Yarnin’ Money training and other services.”

ICAN Financial Counsellor Martina Kingi explained, “I’ve been attending these forums for 2 years and I always appreciate every organisation that goes out of their way to promote their service and to network with each other. It’s a great opportunity to catch up with old contacts as well as build new relationships with organisations and speakers present on the day. This is also a chance for me to set up informal meetings at their offices to discuss how we can further empower their clients, and sometimes themselves.”

Carlie Kirk, Receptionist for ICAN’s Townsville office, remarked “living in Townsville my whole life I never knew half of these organisations existed and can now understand what roles they each play in helping my community. This experience gave me the confidence to inform and refer clients if I need to as I am the first point of contact for our office”.

The whole team were extremely impressed with the way the Townsville Community Organisation Networking Forum was organized to maximise the sharing of information. “It was a very worthwhile day and something that I would highly recommend occurring in Cairns,” Mr Buli said.

Thrive

ICAN Thrive was established as a dedicated financial well-being business unit in 2022. The Thrive business unit complements our financial counselling and registered training organisation services. The Thrive team provides one-on-one financial coaching services, group financial literacy workshops, and a Thrive Matched Savings program. The Thrive business unit builds on the success of our Yarnin’ Money (financial capability program), with the development of a holistic financial well-being program, ‘Yarnin’ Money 2.0′.

We work closely with community organisations, Indigenous employment services, and economic development service providers to deliver culturally appropriate and relevant financial education programs. To find out more about ICAN Thrive’s services please email thrive@ican.org.au or call: 1800 369 878 or use our Thrive web contact form below.

Thrive Contact Form

Contact form for Thrive programs

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Thrive Matched Savings

The Thrive Matched Savings program is tailored for individuals striving to achieve their financial goals, whether that be saving for a bike, smartphone, or training program. Understanding the challenges many people face in reaching their savings targets, ICAN Thrive offers a matched contribution of up to $500 for every dollar participants save, effectively doubling their savings.  Yarnin’ Money Mentors work with participants through a Financial Capability Program, delivering learning and financial resilience as they journey towards achieving their goals.

Thrive Contact Form

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Financial mentor service launched in Cairns

Yarnin’ Money Mentor: Service Launch

We are thrilled to announce our new initiative that embodies our commitment to empowering First Nations People and fostering financial wellbeing. The Yarnin’ Money Mentor program is a comprehensive service that offers vital support, knowledge, and guidance to help individuals take control of their financial futures.

Yarnin’ Money: A Catalyst for Financial Empowerment

Our primary goal is to equip First Nations People with the tools they need to make informed financial choices, build their financial literacy skills, and bolster their confidence in managing their finances. Yarnin’ Money mentor services are entirely free, independent, and held in the strictest confidence.

Yarnin’ Money Mentors: Trusted Support

At the heart of the Yarnin’ Money Mentor program, you will find our dedicated team of First Nations Yarnin’ Money Mentors. These individuals are more than just financial mentors; they are trusted allies on your financial wellbeing journey. Here’s how they can provide invaluable assistance:

  1. Improving Financial Relationships: Our Yarnin’ Money Mentors are skilled in helping individuals understand their financial behaviours, developing healthier mindsets around money, and strengthening overall relationships with finances.
  2. Budgeting and Goal Setting: The team works with participants to create personalised budgets tailored to their unique circumstances. Additionally, our mentors assist in setting realistic financial goals, and providing a clear roadmap to financial success.
  3. Thrive Matched Savings Program: Saving money effectively can be a challenge, but our Thrive Matched Savings Program is designed to make this endeavour more accessible, allowing participants to watch their savings grow over time.
  4. SPER Debt Management: By making this life changing step, participants can reduce SPER (State Penalty Enforcement Registry) debts by $50 for every hour spent with the service.
  5. Utilities and Bills Assistance: Yarnin’ Money offers guidance on how to navigate issues related to internet, telephone, gas, electricity, and water bills, enabling participants to manage these essential services more efficiently.
  6. Understanding Financial Rights and Responsibilities: Financial literacy is key, and our mentors ensure that participants are well-informed about their financial rights and responsibilities in all their financial dealings.
  7. Accessing Credit Files: Participant credit files play a pivotal role in their financial life. Yarnin’ Money Mentors can assist participants in obtaining their credit files, helping them track their financial history and make improvements where needed.
  8. Referrals to Complementary Services: In some instances, additional support may be required. Yarnin’ Money mentors offer warm referrals to other services that complement our support, ensuring a holistic approach to participants’ financial wellbeing.

Conclusion

ICAN’s Yarnin’ Money service is a beacon of hope for First Nations People seeking to take control of their financial wellbeing. With a dedicated team of Yarnin’ Money Mentors, we offer support to build the knowledge and skills necessary to make informed financial choices. The team believes that everyone has the right to financial freedom, and our mentor services are here to help.

ICAN Yarnin’ Money Mentor, Aimee Williams, said, “We hope people embrace our Yarnin’ Money mentor service, so we can open their path to financial wellbeing, confidence, and a brighter future. We encourage mob to get in touch with us today and start their journey towards financial empowerment.”

Meet Elise Deemal, our new Financial Counselling Trainee!

Elise recently joined ICAN as a member of the Thrive team and has just commenced her Diploma of Financial Counselling studies thanks to the Commbank/ICAN Learn Indigenous Scholarship Program.  Elise is on a mission to break down barriers, change lives, and make her family proud.

Welcome Elise!  Can you tell us a bit about yourself?

I am a proud Gugu Yimithirr (Hopevale) woman from the Thiitharr Warra clan group on my dad’s side; and Bandjin (Hinchinbrook Island) and South Sea Islander from my mum’s side.  Born and raised in Cairns, I’m a mother of one, and I also care for my niece, who has Autism Spectrum Disorder (ASD).

What were you doing before you came to ICAN?

I previously worked in legal services.  After 14 years in the role, I was ready for a new challenge where I could continue to grow and develop my skills.

What made you apply for the Financial Counselling Scholarship?

I was looking for traineeships for my son and came across the job with ICAN for a Yarnin’ Money Mentor.  I thought it suited me as I love budgeting and discussing finances, so I applied for the traineeship instead! Having the chance to complete the Indigenous Financial Counselling Scholarship is a pivotal moment for my personal growth and professional development.  In my previous role, I saw a lot of financial hardship resulting in criminal activity, loss of licence or employment, or finances spiralling out of control with excessive SPER debts [government fines].  I want to be a vehicle for change for my people, and this scholarship provides that opportunity.

How do you feel about studying again?

The challenge has been accepted!  As a mature student with life experience, I feel more confident in myself now than when I was in school.  I recently completed the Financial Capability Education Skill Set, so I am currently working as a Yarnin’ Money Mentor with the ICAN Thrive team, delivering financial literacy education to First Nations people while I complete my Diploma of Financial Counselling.  I want to keep increasing my knowledge and skill sets, inspire my family, and make my parents and son proud. 

What’s the best thing about your new role so far?

The best thing for me has been travelling out to community and observing how the ICAN Thrive sessions are delivered.  I love being part of a team that provides financial literacy education, planting the seed of how to budget and make savings goals, and empowering our people to feel more confident about building a better relationship with their money and creating generational wealth.   As  First Nations peoples, we didn’t deal with currency.  We had systems in place for living off the land and sea and travelling long distances to trade goods.  It was a minimalist lifestyle full of meaning, belonging, and storytelling.  We are still learning this Western way of handling our money.  It’s not something to be ashamed of.

 Has anything surprised you about the job?

I have been surprised by how much I am learning about myself and the overwhelming support, guidance, and professional development opportunities I receive from ICAN.  I am very grateful; it only makes me want to work harder.

Why does the sector need more Indigenous Financial Counsellors and Financial Capability Workers?

There is a high need for more Indigenous financial capability workers and financial counsellors in this sector to empower our people to feel more confident and make informed decisions around their money.  We need more First Nations people in these roles because we know the barriers our people face daily.

What would you say to a First Nations person considering an ICAN Learn Scholarship?

Don’t hesitate – it’s an excellent opportunity to change lives, break barriers and create change for their community, family, and themselves. 

What are you passionate about?

I am passionate about my family, culture, education, and my own self-development to help others along their financial journey.  I am putting the work in today to create generational wealth for my future lines to help them find their purpose in life.  My parents instilled their work ethic, family values, and the ability to overcome barriers with a ‘we can do this’ attitude.  I feel that my life is the fruit of their labour, for which I am truly thankful.

Interested in a Commbank/ICAN Learn Scholarship? Find out more here

Or join ICAN Learn’s free Course Information session here

Make 2023 your time to Thrive!

Queensland Police Service Recruits (Palm Island) completed the ICAN Thrive Program in 2022

2023 is already shaping up to be another big year for the national ICAN Thrive financial literacy program.  Last year the Thrive team delivered training to organisations including the Queensland Police Service, Department of Defence, Literacy for Life Foundation, Department of Agriculture and Fisheries, and several local employment agencies.  ICAN Thrive Program Manager, Nadine Frances, and the team’s Indigenous Yarnin’ Money Mentors, Carmen Hegarty and Aimee Williams, spoke to us about what makes Thrive different from other financial literacy programs and what it means to them.

“ICAN’s Thrive program isn’t just money.  It’s about considering the whole person’s wellbeing, which changes how they look at money,” said ICAN Thrive Program Manager, Nadine Frances.

“A big point of difference with the Thrive program is that it’s designed to culturally connect with people and their cultural obligations, which in turn impacts how they spend money.  Two of the core components of the training is completing the timeline and wellbeing wheel exercises that help to reveal the journey they’ve been on, and what changes they could make to improve their overall wellbeing”, said Nadine.

“We’re not just saying – let’s look at your bank statement and make a budget. We’re teaching financial literacy, goal setting, looking at individual strengths, and linking that to cultural obligations and the financial impacts on their world.”

ICAN Thrive Indigenous Yarnin’ Money Mentor, Aimee Williams, is currently completing her Cert IV in Community Services with ICAN Learn and is a valuable trainer for the program.

“Money’s not a subject that many Indigenous people talk about, said Aimee.  We don’t have weekly meetings about money or anything like that, as there’s a lot of shame around it,” she said.

“As an Indigenous Yarnin’ Money Mentor, it’s really important to me to deliver this training, especially to my people. It’s being able to tell participants that it doesn’t matter whether or not they have savings in the bank, as the training is actually about their journey and learning how to make changes.  Of course, we talk about challenges and budgets as part of the training, but people need to use the information and tweak it to how it works for them.  It’s not for us to say, ‘I think you should budget this way.’  It’s about empowering people and encouraging them to break stereotypes and cycles that don’t serve them.” said Aimee.

Nadine explained,“Organisations engage us to deliver Thrive for various reasons.  For employment induction programs – as we did with the Queensland Police Service or the Australian Defence Force – to community organisations whose clients are receiving income for the first time and need to understand pay slips or how super and tax work.  Thrive enables people to become more financially literate and stable, regardless of where they are in their journey.  We also customise training to suit different organisational needs or the different literacy levels of the participants.  The one thing they all have in common is their willingness to change someone’s financial trajectory.”

Carmen Hegarty loves connecting with the people she meets in her role as an Indigenous Yarnin’ Money Mentor with the Thrive program.

“It’s a joy to meet the people participating in our training sessions,” said Carmen.  “Not only is it great for my wellbeing, but I get to meet people who are family members I don’t even know or catch up with old friends.  I love doing this job because you’re touching base with all sorts of people and learning from them, especially with the different age groups that come through.  I love learning about the wants and needs of the younger generation, as they’re very different from our older participants.  People at any age can change their financial world rather than just being told they’re poor savers, which is what I love about Thrive.” said Carmen.

As a proud Barkindji woman, Aimee is committed to changing people’s lives.

“Growing up, I experienced a bit of racism and felt like people always looked down on me”, said Aimee.  “Our people are more than a stereotype.  Financial Literacy skills empower people to take a stand and be proud of who they are.  Even if parts of society tell us that we can’t think big, we can.  Every delivery of the Thrive program is as powerful for me as it is for our participants.  Everyone has the right to create change in their life.  Together, we can do it.”

To find out more about the Thrive Program, contact Nadine Frances, ICAN Thrive Program Manager:

E:  Nadine.Frances@ican.org.au

P: 1800 369 878

Interested in training with ICAN Learn?  Check out the latest courses here

Watch the ICAN/ICAN Learn 2022 Annual report video here

5 Minutes with Aimee Williams, ICAN’s new Financial Capability Trainee!

Aimee Williams

Aimee is a Barkindji woman from Menindee, far west NSW, now living in Cairns. She recently left a career in childcare to take up one of the CommBank and ICAN Learn Cert IV in Community Services Scholarships that includes a skill set in financial literacy education. We had a yarn with Aimee to find out how it’s all going so far…

Welcome Aimee!

So, why the career change from childcare to financial capability?

I’d been thinking about changing from childcare for a while but wasn’t sure what I wanted to do next. I felt as though I was stuck and didn’t have any idea where to go. When I saw the Financial Capability Trainee/Cert IV Scholarship job advertised I thought, ‘that looks alright; I could probably do that’. I liked that this job was a Trainee position, which meant I didn’t have to go into it knowing everything, and I could learn along the way. It’s an excellent opportunity for me to get my foot in the door and pursue a new career.

How do you feel about studying again?

I’m a person who loves to learn new things, so studying again is going to be great. I’m pretty excited (weird, I know!). I like the fact I’m going to learn so much about financial capability and be able to make a difference to people in need.

What most surprised you about the job?

Well, just quietly, before I saw the job advertised I didn’t know this sort of thing existed, so it’s all very new to me. It’s been a bit of a surprise, but in a good way.  

What’s something an outsider wouldn’t know about this sector?

When I first saw the job on Seek, I googled ‘Financial Capability Trainee’ and ‘Financial Counsellor’ to find out what they do, and everything came back to ‘they pretty much help people with their money problems’. I didn’t realise we would also look at other areas of the person’s life, such as health, basic needs, family, employment etc. Most people probably think that when you come here it’s all about money issues – but it’s not. It’s about getting a better understanding of the whole person, not just the money side.

What’s the best thing about your new job so far?

I like ICAN’s wellbeing wheel as it opens opportunities for communication to understand all of the issues in someone’s life, not just financially. I also really enjoyed being part of two recent Yarnin’ Money training sessions that ICAN delivered to First Nations young people as part of their career induction. It was great watching the participants take in this new information. I felt it impacted their life and pointed them in the right direction with their financial journey. I can’t wait to be able to make an impact like that. Carmen Hegarty and Majella Anderson are the best role models, and I’m learning so much thanks to them.

How would your 10-year-old self react to what you do now?

I believe my 10-year-old self would probably be a little bit shocked as I always saw myself as a teacher or an educator. At the same time, my 10-year-old self would be proud of me for taking this leap of faith and just giving it a go.

What causes are you passionate about?

I’m passionate about helping my people strive to be the best they can be. When I say my people, I mean Indigenous Peoples, including Torres Strait Islander Peoples. I love seeing Indigenous people doing good for themselves and breaking those cycles. I still have a little bit of work to do around that, but I believe if I can be a good role model to the younger generation, that’s a great start.

Also, as I worked in childcare for 12 years, I’m passionate about children – especially Indigenous children – getting the best possible start in life. Those early years set the foundations for the rest of their lives.

Where are we likely to find you on weekends?

Spending time with my family. I have a nearly 6-year-old son who plays footy with the Roo’s on Saturday mornings, then we love just spending time together as a family, getting outside or going to the cinema. We also like to stay home and chill.

What’s the last show you binged?

I do like a bit of reality TV – the last show I binged was probably Selling Sunset or Below Deck. Believe it or not, I do also like to watch the Block, which has just started again.

Fast forward 5 years, what will you be doing?

Hopefully, we will have our own house by then, be in good-paying jobs, and be happy and healthy. I would also love to take our son on more holidays to experience all of the beautiful things in the world.

Is your career ready to thrive?

Majella Anderson delivering Yarnin’ Money to an Australian Government Cadet Program

2022 is shaping up to be an exciting year for ICAN and ICAN Learn, with the expansion of our financial capability work through ICAN’s new business unit, ICAN Thrive.

Applications for a Financial Capability Development Manager to lead this exciting new direction are currently open. (link)

Our new Financial Capability Development Manager will lead us into 2022 to develop and deliver our new ICAN Thrive financial capability program.

(This job posting is now closed)